Ricardo Bueno's Blog

Loans from $1 Million to $300 Million

Loan Products: 

Interest-Only Payment Option; available on all mortgages for up to 10 years. Note: there is no additional charge for this option, and you can pay principal at any time with no prepayment penalty

Hybrid ARMs: 3/1, 5/1, 7/1 and 10/1 programs

Traditional ARMs: 1-, 6-, and 12-month adjustable periods

Pledged Asset Loan Program: gives you the ability to finance 100% of your loan without liquidating any of your assets. This program is ideal for clients who wish to defer capital gains or losses while maintaining their investment strategy. You can even help a friend or family member purchase a home by pledging assets on their behalf. 

Finance your Single Family Primary Residence, your Second Home, your Vacation Home and/or your Investment Property 

For further information, please contact me directly at 323.810.2175. 

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Ricardo Bueno

Residential & Commercial Investment Advisor

WILSHIRE FINANCIAL, INC.

230 E. Union Street, Suite 200

Pasadena, CA 91101

Toll Free: 866.934.3444 ext. 111

Cell: 323.810.2175

Rbueno@wilshire-financial.com  

Specialty Services:

Increasing Cash Flow

Managing Debt

Creating An Emergency Fund

Proper Protection

Building Long-Term Asset Accumulation

Preserving Your Estate

About Wilshire Financial, Inc.: 

Wilshire Financial, Inc. was established in 2003 as a Diversified Mortgage Brokerage. As an affiliate company of Eagle Mortgage, Wilshire Financial, Inc. brings over 24 years of Mortgage Industry experience.

Who are we at Wilshire Financial, inc.? We're a mid-sized boutique firm whose sole mission is to provide individuals with the information and services that they need to better their cash flow, secure/preserve their assets, and provide the financial tools to accumulate greater wealth.

Wilshire Financial, Inc. employs experience Loan Officers who are actively trained and educated on new products so that they can service clients with the highest degree of quality and customer service. In addition, Wilshire Financial, Inc. employs Randolph R. Ramirez, J.D. as legal in-house council to provide clients with information regarding their Estate Planning needs.

Wilshire Financial, Inc.'s Code of Business Ethics reflects the company's existing culture and serves as a guide for our directors, officers and employees in their daily activities. In all of our business practices, we are committed to doing the right thing. As a result, Wilshire Financial, Inc. has a strong reputation for integrity with its customers, business partners, shareholders and its own employees.

If you ever need Residential or Commercial/Construction or Super Jumbo Loan Real Estate Financing, remember, we're only a phone call away.  

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Ricardo Bueno

Residential & Commercial Investment Advisor 

WILSHIRE FINANCIAL, INC.

230 E. Union Street, Suite 200

Pasadena, CA 91101

Toll Free: 866.934.3444 ext. 111

Cell: 323.810.2175 

Rbueno@wilshire-financial.com  

MyHotComments

I hope that you all have a fabulous day well spent with family and loved ones. Enjoy today, and don't think about work untill tomorrow. That means turn off your cell phones, don't look at your email, you shouldn't even be on Active Rain (like me...tisk tisk). Today is a day to spend with family and enjoy each others company and love. And it's also a day for the young ones to enjoy as they scour on their hunt for easter eggs.

Have fun finding your easter eggs and don't eat all of your candy in one sitting.

I'll see you at the top!

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Ricardo Bueno

Offer opportunities...make options available...make the investment...then just wait and see what happens.
 

The truth of the matter is, we don't always know if the people that we hire are going to stay on board and perform well for us over time. The best we can do is hold an optimistic view about it and do our part to award them the resources and opportunity. What they should do doesn't always run it's course. But as leaders it is our responsibility to, at the very least award someone the opportunity to be successful by providing him/her the resources and knowledge necessary to succeed.

That's all that they need!

Question: So what are you teaching your Sales Team? What experiences have you had as a Broker/Owner with giving people too much and getting very little in return? What do you do now to compensate for that? Or better yet, how do you draw the line? 

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Ricardo Bueno

www.Wilshire-Financial.com

"Remember...everything that you do should contribute to a strategy!" -- RB